Terms of Use

Website Terms of Use

Last updated: September 23, 2026

This website is operated by GroupBenefits.ca, the group benefits and retirement division of Park & Associates Insurance Agency Inc. By using this website, you agree to these Terms of Use. If you do not agree with these terms, please do not use the website.

Information on this website

The information on this website is provided for general information about group benefits, group retirement plans and related products and services. It is not advice tailored to your organization and should not be relied on as a substitute for reviewing your circumstances with a qualified advisor.

We aim to keep the information useful and current, but products, legislation, tax rules, insurer practices and other information may change over time. Please contact us to confirm information relevant to a decision you are considering.

Quotes, advice and coverage

Submitting a form, contacting us or receiving information through this website does not establish a client or advisory relationship, constitute an insurance application, bind coverage or guarantee that a quote or product will be available.

Any recommendation depends on our review of your organization’s needs and circumstances. Quotes, eligibility, pricing and coverage are subject to the applicable insurer’s requirements, underwriting, approvals and policy terms.

If information on this website differs from the terms of an issued policy, contract or plan document, the applicable policy, contract or plan document governs.

References to tax, legal or regulatory matters are provided for general information only. Your organization should obtain advice from its own tax, legal or other professional advisors regarding its specific circumstances.

Website content

Unless otherwise indicated, the text, design and other original content on this website are owned by Park & Associates Insurance Agency Inc. or used with permission.

You may view and print content for your own non-commercial reference. Please contact us before reproducing, republishing or distributing it for another purpose.

Product names, trademarks and logos belonging to insurers and other organizations are the property of their respective owners. Their display on this website does not imply that every product or service is available to every organization or that any particular insurer will offer coverage.

Website availability

We do not guarantee that this website will always be available, uninterrupted or error-free, or that its content will always be complete or current.

The website and its content are provided on an “as available” basis. We may change, suspend or discontinue any part of the website without notice.

Limitation of liability

To the extent permitted by applicable law, Park & Associates Insurance Agency Inc. is not responsible for losses arising solely from reliance on general information provided on this website or from the use or unavailability of the website.

Nothing in these Terms of Use limits any rights or responsibilities that cannot lawfully be limited or excluded.

Privacy

Our Privacy Policy explains how we handle personal information submitted through this website.

Please do not include sensitive personal or medical information in a general inquiry or quote-request form unless we specifically ask you to provide it through an appropriate process.

Changes to this website and these terms

We may update this website and these Terms of Use from time to time. The date at the top of this page shows when the terms were last updated.

Your continued use of the website after changes are posted is subject to the updated Terms of Use.

Governing law

These Terms of Use are governed by the laws of Ontario and the applicable federal laws of Canada.

Contact

If you have a question about this website or these Terms of Use, contact us at [email protected].