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A benefit plan is definitely not a "one size fits all" solution. A group benefit plan can take on many different forms depending on the size of the group, the objectives of the plan sponsor and the benefit plan budget.

The characteristics and requirements of each group must be thoroughly analyzed and reviewed so that the benefit plan matches the objectives of the plan sponsor. Our goal is to provide clients with access to a wide range of group benefit programs which are suitable to their specific situation, while helping to manage rising costs.

The information provided is intended to outline some of the main features of each benefit, describe some of the plan design options available and identify to plan sponsors and administrators areas that should be given consideration when designing their benefit plans.